Protection Services

Protection & Life Insurance in Keston

Safeguarding families in Keston, Locksbottom and BR2.

Your mortgage and household bills rely on your ability to earn. If illness, injury or death occurs, the right protection can help your family stay in their home and maintain their standard of living.

We support clients in Keston, Locksbottom and the wider BR2 area, explaining protection options in plain English and, where advice is needed, introducing you to FCA-authorised protection advisers.

Types of Protection to Consider

Life Insurance

Provides a lump sum if you die during the policy term. Often aligned to your mortgage balance or family’s long-term needs.

Critical Illness Cover

Pays a tax-free lump sum following diagnosis of a specified serious illness such as cancer, heart attack or stroke.

Income Protection

Replaces part of your income if you’re unable to work due to illness or injury, helping keep mortgage and living costs paid.

Family Protection

Can be structured to provide either a lump sum or ongoing income to dependants.

Why Protection Matters in Keston & Locksbottom

  • High-value family homes and larger mortgages.
  • Many households relying on one or two core incomes.
  • Unexpected events could otherwise force lifestyle changes or even a house sale.

How We Help

  1. Review your situation: Mortgage, income, dependants and existing cover.
  2. Explain options: Life, critical illness and income protection in clear terms.
  3. Introduce regulated advisers: FCA-authorised specialists recommend suitable products and insurers.
  4. Keep cover aligned: Ensure your policies match your mortgage and family needs.

FAQs – Protection in Keston

Do both partners need cover?

Often yes, especially where both incomes are needed to support the mortgage and bills.

Can I keep existing policies?

Possibly, but they may need reviewing to ensure they still fit your new mortgage and family plans.

Speak to a Protection Specialist

If you’re arranging a mortgage or remortgage in Keston or BR2, get in touch and we’ll introduce you to a regulated protection adviser.

🧮 Mortgage Calculator for Keston Buyers and Homeowners

Using a mortgage calculator is a smart way to understand your potential monthly payments before making any big decisions. Whether you’re buying your first home or looking to remortgage, it’s a quick and simple way to plan ahead.

Our calculator is designed to give you a clear idea of what your repayments could look like based on your loan amount, term, and interest rate — helping you make informed choices early on.

Ready to get started?
Visit our Mortgage Calculator page now and take the first step in your home buying or remortgaging journey.

Contact Us Today - 08004 118 016

Please feel free to complete our form and one of our friendly team will happily contact you.


Thank you James for your efficient dealing of our remortgage. The regular communication and easy to follow steps of what you needed or what was outstanding, really helped me, as I had 4 mortgages happening at the same time.
Phil West
James worked tirelessly to get us over the line with a complicated commercial BTL mortgage. Highly recommend.
Paul H
They worked on a recent mortgage for my company and we were very pleased with the result. They managed to jump through a number of hoops caused by our slightly unconventional deal and pulled together a solution better than our expectations. Will be using again!
Luke Silk
Excellent experience when financing a buy to let auction property through James and the team were excellent to deal with and guided us through the whole process with no stress what so ever! Beths knowledge and professionalism is second to none!
Cath Jones

Mortgage Broker Ketson is an introducer service. We are not authorised or regulated by the Financial Conduct Authority and do not provide mortgage advice directly. All enquiries are handled by qualified, FCA-regulated mortgage advisers who offer tailored advice based on your individual needs.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

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NEXGEN Financial Services Limited (Company registration number: TBC) 

Mortgage Broker Keston

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